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Seshat Bank

Banking for Rwanda

Seshat Bank is the first, and only, narrow bank in Africa. Unlike other banks, we don't take risks with depositor money. All of your deposits are stored with BNR and in same currency government debt. If you would like to borrow, we make loans based off of the transaction history in our SMS wallet or mobile application.

Via our mobile and SMS applications you can send and receive money to/from anyone in the country for free! We obviate the need for cash for businesses and for your personal spending.

We are based in Kigali and are opening our first branch office shortly.


Seshat Bank offers the following to all depositors and customers


All of our accounts are no-fee and risk free! Your deposits will be safely stored with BNR and in same currency government bonds.

Send and Receive Money

Send and receive money to or from anyone in the country for free with our mobile and SMS applications


For qualifying individuals and businesses, Seshat Bank offers low cost debt and easy financing options that suit your needs. Loan sizes and terms depend on your transaction history in SMS wallet or our mobile application.


About Seshat Bank

Started in 2019, our Kigali-based team is proud to offer low and no cost financial services to the people and businesses of Rwanda. Seshat Bank is a strong public and private sector contributor and views driving broad economic growth as one of its highest priorities


©2020 by Seshat Bank, Ltd